I have been in insurance for years, and I have never once had to tried to help a client find a way to get…

I have been in insurance for years, and I have never once had to tried to help a client find a way to get their deductible covered until now. My client and his wife were sleeping when a woman broke into their home. When he went downstairs to confront her, she turned on a light, collapsed to the ground, and he found that she had multiple stab wounds and a three-foot sword sticking out of her back. She had apparently been attacked by her boyfriend, who was also their neighbor and broke into my clients house to get to safety. Because it was an intentional act involving a weapon, the neighbor’s insurance will not cover the damage. The Minnesota Crime Victims Reimbursement Program also will not cover the deductible/property loss in this situation, which is incredibly frustrating considering my client and his family were completely innocent victims of this nightmare. Minnesota’s program generally does not reimburse property losses, although restitution through the criminal case may still be an option. This is a huge homeowners claim. There was blood throughout the house, the cleanup has been extensive, and he has a 1% deductible. To make matters worse, he was laid off last month so can't afford upfront attorney fees. Does anybody know of any other resources, victim-assistance programs, charities, legal avenues, grants, crowdfunding contacts, or other ideas that could help this family cover their deductible? They did absolutely nothing wrong. They were simply victims of a horrific circumstance that happened inside their own home. Michael McCormick I have never posted without using my name, but with an active investigation, don't want to give too much information. So please delete if you think I am. See less